/* KOSUNI 카드 — 사용자 사이트 (Bootstrap 미사용, 직접 반응형) */
:root{
  --blue:#1f5eff; --blue-d:#0b3bb8; --blue-l:#eaf1ff; --blue-ll:#f5f8ff; --sky:#7fb0ff;
  --text:#0f1b33; --muted:#5b6780; --line:#dfe6f2; --bg:#ffffff; --bg2:#f6f8fc;
  --ok:#0f9d58; --warn:#b76e00; --bad:#d93025;
  --r:14px; --r-sm:10px; --shadow:0 6px 20px rgba(20,48,120,.08);
  --font:"Pretendard",-apple-system,BlinkMacSystemFont,"Apple SD Gothic Neo","Noto Sans KR","Malgun Gothic",sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--text);background:var(--bg);font-size:15px;line-height:1.6;word-break:keep-all;overflow-wrap:anywhere}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto}
button,input,select{font:inherit;color:inherit}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0}.skip:focus{left:10px;z-index:99;background:#fff;padding:8px}
:focus-visible{outline:3px solid var(--sky);outline-offset:2px}

/* Header */
.hd{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(6px);border-bottom:1px solid var(--line)}
.hd-in{display:flex;align-items:center;gap:20px;height:64px}
.logo{display:flex;align-items:center;gap:8px;font-weight:800;font-size:19px;color:var(--blue-d);white-space:nowrap}
.gnb{display:flex;gap:4px;flex:1}
.gnb a{padding:8px 12px;border-radius:8px;color:#27324a;font-weight:600;font-size:15px;white-space:nowrap}
.gnb a:hover,.gnb a.on{background:var(--blue-l);color:var(--blue-d)}
.hd-search{display:flex;align-items:center;background:var(--bg2);border:1px solid var(--line);border-radius:999px;padding:0 6px 0 14px;height:40px;width:240px}
.hd-search input{border:0;background:transparent;outline:0;flex:1;min-width:0;font-size:14px}
.hd-search button{border:0;background:transparent;color:var(--blue);cursor:pointer;padding:6px;display:flex}
.menu-btn{display:none;border:0;background:transparent;width:40px;height:40px;padding:10px 8px;cursor:pointer}
.menu-btn span{display:block;height:2px;background:#27324a;margin:4px 0;border-radius:2px}

/* Buttons / badges */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;border:1px solid var(--line);background:#fff;border-radius:10px;padding:10px 16px;font-weight:700;cursor:pointer;font-size:14px;line-height:1.2}
.btn:hover{border-color:var(--sky)}
.btn-primary{background:var(--blue);border-color:var(--blue);color:#fff}.btn-primary:hover{background:var(--blue-d)}
.btn-ghost{background:transparent}
.btn-sm{padding:7px 12px;font-size:13px}
.btn[aria-pressed="true"]{background:var(--blue-l);border-color:var(--blue);color:var(--blue-d)}
.badge{display:inline-block;padding:2px 8px;border-radius:999px;font-size:12px;font-weight:700;background:var(--blue-l);color:var(--blue-d)}
.badge.check{background:#e8f7ef;color:#0b7a43}
.badge.warn{background:#fff4e0;color:var(--warn)}
.badge.bad{background:#fdecea;color:var(--bad)}
.badge.gray{background:#eef1f6;color:var(--muted)}

/* Sections */
.sec{padding:36px 0}
.sec-h{display:flex;align-items:flex-end;justify-content:space-between;gap:12px;margin-bottom:16px}
.sec-h h2{margin:0;font-size:22px}
.sec-h a{color:var(--blue);font-weight:700;font-size:14px}
.muted{color:var(--muted)}
.small{font-size:13px}
.page-h{padding:28px 0 8px}
.page-h h1{margin:0 0 6px;font-size:28px}
.crumb{font-size:13px;color:var(--muted);margin-bottom:6px}.crumb a:hover{color:var(--blue)}

/* Hero */
.hero{background:linear-gradient(160deg,var(--blue-ll) 0%,#dfe9ff 100%);padding:56px 0 48px;border-bottom:1px solid var(--line)}
.hero h1{margin:0 0 10px;font-size:36px;line-height:1.3;letter-spacing:-.5px}
.hero h1 b{color:var(--blue)}
.hero p{margin:0 0 22px;color:var(--muted)}
.hero-search{display:flex;gap:8px;background:#fff;border:2px solid var(--blue);border-radius:16px;padding:6px;max-width:640px;box-shadow:var(--shadow)}
.hero-search input{flex:1;border:0;outline:0;padding:10px 12px;font-size:16px;min-width:0}
.hero-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.hero-tags a{background:#fff;border:1px solid var(--line);border-radius:999px;padding:5px 12px;font-size:13px;color:#33405e}
.hero-tags a:hover{border-color:var(--blue);color:var(--blue)}

/* Issuer chips */
.issuers{display:grid;grid-template-columns:repeat(auto-fill,minmax(120px,1fr));gap:10px}
.issuer{display:flex;flex-direction:column;align-items:center;gap:4px;border:1px solid var(--line);border-radius:var(--r-sm);padding:14px 8px;background:#fff;text-align:center}
.issuer:hover{border-color:var(--blue);box-shadow:var(--shadow)}
.issuer b{font-size:14px}.issuer span{font-size:12px;color:var(--muted)}
.issuer .issuer-logo{width:44px;height:44px;border-radius:12px;object-fit:cover;box-shadow:0 0 0 1px rgba(15,27,51,.06)}
.issuer .ini{width:36px;height:36px;border-radius:50%;background:var(--blue-l);color:var(--blue-d);display:flex;align-items:center;justify-content:center;font-weight:800}

/* Categories */
.cats{display:grid;grid-template-columns:repeat(auto-fill,minmax(92px,1fr));gap:10px}
.cat{display:flex;flex-direction:column;align-items:center;gap:6px;padding:14px 6px;border-radius:var(--r-sm);background:var(--bg2);font-size:13px;font-weight:600}
.cat i{font-style:normal;font-size:24px;line-height:1}
.cat:hover,.cat.on{background:var(--blue-l);color:var(--blue-d)}

/* Tabs */
.tabs{display:flex;gap:6px;margin-bottom:14px;flex-wrap:wrap}
.tabs a,.tabs button{border:1px solid var(--line);background:#fff;border-radius:999px;padding:7px 14px;font-weight:700;font-size:14px;cursor:pointer}
.tabs .on{background:var(--blue);border-color:var(--blue);color:#fff}

/* Card grid */
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:16px}
.ci{position:relative;display:flex;flex-direction:column;border:1px solid var(--line);border-radius:var(--r);background:#fff;overflow:hidden;transition:box-shadow .15s,border-color .15s}
.ci:hover{box-shadow:var(--shadow);border-color:#c9d6f0}
.ci-img{display:flex;align-items:center;justify-content:center;height:150px;background:var(--bg2);padding:14px}
.ci-img img{max-height:122px;object-fit:contain;border-radius:6px}
.ci-noimg{width:180px;height:112px;border-radius:10px;background:linear-gradient(135deg,var(--blue),var(--sky));color:#fff;display:flex;align-items:flex-end;padding:10px;font-weight:700;font-size:13px}
.ci-body{padding:14px 16px 16px;display:flex;flex-direction:column;gap:6px;flex:1}
.ci-top{display:flex;gap:6px;align-items:center;flex-wrap:wrap}
.ci-name{font-weight:800;font-size:16px;line-height:1.35}
.ci-name a:hover{color:var(--blue)}
.ci-issuer{font-size:13px;color:var(--muted)}
.ci-sum{margin:2px 0 0;padding:0;list-style:none;font-size:13px;color:#33405e}
.ci-sum li{display:flex;gap:6px}.ci-sum li b{color:var(--blue-d);white-space:nowrap}
.ci-meta{display:flex;gap:10px;font-size:12.5px;color:var(--muted);margin-top:auto;padding-top:8px;border-top:1px dashed var(--line)}
.ci-meta b{color:var(--text)}
.ci-rank{position:absolute;left:12px;top:12px;background:var(--blue);color:#fff;border-radius:8px;min-width:28px;height:28px;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:14px;padding:0 6px}
.ci-act{display:flex;gap:6px;padding:0 16px 14px}

/* Filters */
.filters{display:flex;flex-wrap:wrap;gap:8px;align-items:center;background:var(--bg2);border:1px solid var(--line);border-radius:var(--r-sm);padding:10px;margin:12px 0 18px}
.filters select,.filters input[type=number],.filters input[type=search]{height:36px;border:1px solid var(--line);border-radius:8px;padding:0 10px;background:#fff}
.filters label{font-size:13px;display:flex;align-items:center;gap:6px}
.pager{display:flex;justify-content:center;gap:6px;margin:26px 0}
.pager a,.pager span{min-width:36px;height:36px;display:flex;align-items:center;justify-content:center;border-radius:8px;border:1px solid var(--line);font-size:14px}
.pager .on{background:var(--blue);color:#fff;border-color:var(--blue)}

/* Detail */
.dt{display:grid;grid-template-columns:360px 1fr;gap:32px;padding:20px 0}
.dt-img{background:var(--bg2);border-radius:var(--r);padding:24px;display:flex;align-items:center;justify-content:center;min-height:240px}
.dt-img img{max-height:260px}
.dt h1{margin:6px 0;font-size:28px;line-height:1.3}
.kv{display:grid;grid-template-columns:120px 1fr;gap:8px 12px;margin:16px 0;font-size:14px}
.kv dt{color:var(--muted)}.kv dd{margin:0;font-weight:600}
.dt-actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:16px}
.notice{background:#fff8e6;border:1px solid #f3dca4;border-radius:var(--r-sm);padding:12px 14px;font-size:14px;color:#6b4e00}
.notice.info{background:var(--blue-ll);border-color:#cfdcfb;color:#233a73}
.notice.bad{background:#fdecea;border-color:#f5c4be;color:#8a1c12}
.box{border:1px solid var(--line);border-radius:var(--r);padding:18px;margin-bottom:16px;background:#fff}
.box h2,.box h3{margin:0 0 12px;font-size:18px}
.tbl-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}
table.tbl{border-collapse:collapse;width:100%;font-size:14px}
.tbl th,.tbl td{border-bottom:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
.tbl thead th{background:var(--bg2);font-weight:700;white-space:nowrap}
.tbl td.num,.tbl th.num{text-align:right;white-space:nowrap}
.bn{display:flex;gap:12px;padding:14px 0;border-bottom:1px solid var(--line)}
.bn:last-child{border-bottom:0}
.bn-ic{flex:0 0 42px;height:42px;border-radius:12px;background:var(--blue-l);display:flex;align-items:center;justify-content:center;font-size:20px}
.bn-name{font-weight:700}
.bn-tiers{display:flex;flex-wrap:wrap;gap:6px;margin-top:6px}
.bn-tiers span{font-size:12.5px;background:var(--bg2);border:1px solid var(--line);border-radius:6px;padding:2px 8px}
.raw{white-space:pre-wrap;font-size:14px;color:#33405e;background:var(--bg2);border-radius:var(--r-sm);padding:12px 14px;margin:0}
details.raw-sec{border:1px solid var(--line);border-radius:var(--r-sm);margin-bottom:8px;background:#fff}
details.raw-sec summary{cursor:pointer;padding:12px 14px;font-weight:700}
details.raw-sec .raw{margin:0 12px 12px}

/* Compare */
.cmp{min-width:720px}
.cmp th{width:130px;background:var(--bg2)}
.cmp td{min-width:180px}
.cmp .cmp-card{text-align:center}
.cmp .cmp-card img{max-height:90px}
.cmp .x{border:0;background:transparent;color:var(--muted);cursor:pointer;font-size:12px}

/* Recommend */
.rc-form{display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:12px}
.fld{display:flex;flex-direction:column;gap:4px;font-size:13px;font-weight:600;color:#33405e}
.fld input,.fld select{height:40px;border:1px solid var(--line);border-radius:8px;padding:0 10px;background:#fff;font-weight:500}
.fld .unit{position:relative}.fld .unit input{width:100%;padding-right:32px}.fld .unit::after{content:'원';position:absolute;right:10px;top:9px;color:var(--muted);font-weight:500}
.rc-opts{display:flex;flex-wrap:wrap;gap:12px;align-items:flex-end;margin-top:14px}
.chips{display:flex;flex-wrap:wrap;gap:6px}
.chips label{display:inline-flex;align-items:center;gap:4px;border:1px solid var(--line);border-radius:999px;padding:4px 10px;font-size:13px;cursor:pointer;background:#fff}
.chips input{accent-color:var(--blue)}
.rc-res{display:flex;flex-direction:column;gap:14px}
.rc-item{display:grid;grid-template-columns:40px 150px 1fr 220px;gap:16px;align-items:center;border:1px solid var(--line);border-radius:var(--r);padding:16px;background:#fff}
.rc-item .no{font-size:22px;font-weight:800;color:var(--blue)}
.rc-item img{max-height:90px}
.rc-sum{font-size:14px}
.rc-sum div{display:flex;justify-content:space-between;gap:8px}
.rc-sum .net{border-top:1px solid var(--line);margin-top:6px;padding-top:6px;font-weight:800;color:var(--blue-d);font-size:16px}
.rc-bd{margin:8px 0 0;padding:0;list-style:none;font-size:13px;color:#33405e;display:flex;flex-wrap:wrap;gap:4px 14px}
.rc-bd b{color:var(--ok)}

/* Ranking list */
.rk{list-style:none;margin:0;padding:0;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.rk li{display:grid;grid-template-columns:48px 88px 1fr auto;gap:14px;align-items:center;padding:12px 16px;border-bottom:1px solid var(--line);background:#fff}
.rk li:last-child{border-bottom:0}
.rk .no{font-weight:800;font-size:18px;color:var(--blue);text-align:center}
.rk img{max-height:54px}

/* Footer */
.ft{margin-top:48px;background:#0f1b33;color:#b8c3da;padding:32px 0 20px;font-size:13px}
.ft-brand{color:#fff;font-weight:800;margin:0 0 8px;font-size:15px}
.ft-note{margin:0 0 14px;max-width:760px}
.ft-links{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:18px}
.ft-links a:hover{color:#fff}
.ft-bottom{display:flex;justify-content:space-between;align-items:center;border-top:1px solid #26344f;padding-top:14px}
.gear{color:#6f7d99;opacity:.7;display:flex;padding:4px}.gear:hover{opacity:1;color:#fff}

/* Compare bar */
.cmp-bar{position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:2px solid var(--blue);box-shadow:0 -6px 20px rgba(20,48,120,.12)}
.cmp-bar-in{display:flex;align-items:center;gap:10px;height:58px;justify-content:flex-end}
.cmp-bar-in span{margin-right:auto;font-weight:700}

.empty{padding:40px 16px;text-align:center;color:var(--muted);border:1px dashed var(--line);border-radius:var(--r)}
.prose{max-width:800px}.prose h2{font-size:20px;margin-top:28px}.prose li{margin:4px 0}

/* Responsive */
@media (max-width:1024px){
  .hd-search{width:190px}
  .gnb a{padding:8px 8px;font-size:14px}
  .dt{grid-template-columns:280px 1fr}
  .rc-item{grid-template-columns:32px 110px 1fr}
  .rc-item .rc-sum{grid-column:2/4}
}
@media (max-width:860px){
  .menu-btn{display:block;margin-left:auto}
  .gnb{display:none;position:absolute;left:0;right:0;top:64px;background:#fff;flex-direction:column;padding:8px 16px 16px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .gnb.open{display:flex}
  .gnb a{padding:12px}
  .hd-search{width:auto;flex:1;max-width:320px;margin-left:auto}
  .hd-in{gap:10px}
  .menu-btn{margin-left:0}
}
@media (max-width:640px){
  .wrap{padding:0 16px}
  body{font-size:14.5px}
  .logo span{font-size:17px}
  .hd-search{display:none}
  .menu-btn{margin-left:auto}
  .hero{padding:36px 0 32px}
  .hero h1{font-size:26px}
  .page-h h1{font-size:23px}
  .dt{grid-template-columns:1fr;gap:16px}
  .kv{grid-template-columns:100px 1fr}
  .grid{grid-template-columns:1fr}
  .rc-item{grid-template-columns:28px 1fr;gap:10px}
  .rc-item img{grid-column:2}
  .rc-item > div{grid-column:2}
  .rc-item .rc-sum{grid-column:1/3}
  .rk li{grid-template-columns:36px 64px 1fr;gap:10px}
  .rk li > :last-child{grid-column:2/4}
  .sec{padding:26px 0}
}

/* 목록 허브: 카드사 소개·카드 종류 */
.hub-intro p{margin:0 0 8px;line-height:1.75}
.hub-kinds h3{font-size:15px;margin:16px 0 10px}
.kind-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:8px}
.kind-list a{display:flex;justify-content:space-between;align-items:center;gap:8px;border:1px solid var(--line);border-radius:var(--r-sm);padding:10px 12px;background:#fff;font-size:14px}
.kind-list a:hover{border-color:var(--blue)}
.kind-list span{color:var(--muted);font-size:13px;white-space:nowrap}
.list-h{font-size:18px;margin:8px 0 12px}.list-h .muted{font-size:14px;font-weight:500}

/* 광고 (AdSense) — 콘텐츠와 구분, 최소 높이로 화면 흔들림 완화 */
.ad{margin:18px 0;min-height:120px;text-align:center}
.ad-label{display:block;font-size:11px;color:var(--muted);text-align:left;margin:0 0 4px;letter-spacing:.02em}
.grid-ad{grid-column:1/-1}.grid-ad .ad{margin:4px 0}
@media (min-width:768px){.ad{min-height:100px}}
/* 광고가 채워지지 않으면(사이트 승인 전·송출 광고 없음) '광고' 표시와 빈 칸을 숨김 */
.ad:has(ins[data-ad-status="unfilled"]){display:none}

/* hidden 속성은 항상 숨김 (.grid 등 display 지정이 덮어쓰지 않도록) */
[hidden]{display:none!important}

/* 발급중단 카드: 정보는 보여주되 흐리게 */
.ci-off .ci-img img{filter:grayscale(1);opacity:.55}
.ci-off .ci-name a{color:var(--muted)}